Definition: Insurance without a car or vehicle means that you have insurance coverage but do not own the car or vehicle yourself. In English, this phrase can be translated to "insured against liability with out my own car". However, it's worth noting that in some countries, "insurance without a vehicle" is also used as a more general term for protection from liability that does not involve ownership of an automobile. For example, in the United Kingdom, if you have insurance but do not own your car, this might be referred to as "vehicle indemnity". This kind of coverage provides financial assistance in case of loss or damage to the vehicle due to natural causes, such as a flood or fire.